terms
how long
amortized versus interest only
interest rate
fixed or adjustable
points&fees
prepayment guarantees
covenants&conditions
% of ownership that is being offered
srock repurchase agreement
management controls
collateral
accounts receivable
contracts
equipment
inventory
marketable securities,cd's,t-bills
purchase orders
peal estate
patents
name recognition
op(other people investment;family,
repayment plan
r&d requirments
break even analysis
current or projected debt coverage ratio
amortization or dividend
pre-planning
pro forma financials
projection information
income statement(profit&loss) administrative costs
total net sales production costs
gross profit sales costs
gross profit margin gross margin by product line
fixed expenses interest rates on debts
other income &expenses income tax rate
bet profit(or loss) accounts receivable collection plan
income statement-worksheet accounts payable schedule
the balance sheet inventoryturnover
assets depreciation schedules
fixed assets usefulness of assets
liabilities
balance sheet worksheet
cash flow projections
cash flow statement worksheet
monthly cash flow projection worksheet
essential operating date
key indicators&ratios
presentation preparation-to have on hand
prestation materials
schedule of saaets
personal financial statements
credit report releases
business tax returns(last two years)
personal tax returns(last twoyears)
articles of incorporation,partnership agreem
copies of orders or invoices
current business profit&loss statement
account receivable aging report
customer testimonials
trade references and last three months st
title reports(equipment,real estate,etc.
asset appraisals
patents,trademarks or licenses
funding scources
venture capital
joint venturses/strategic partnerships
commercial paper
letters of credit
receivable factoring
equipment leasing
asset sale lease-backs
private placements department of corporations
public offerings
limited partnerships
convertiable debt
state bonds
lines of credit
